Swinford Insurance have access to extremely competitive rates for all types of liability insurance.
Employer’s Liability
If you have someone working for you, even if your staff are temporary or volunteers, then you are required to take out employer’s liability insurance by law in the UK.
Our Employer’s Liability cover comes in to play if one of your employees was to become sick or injured as a result of working for you – your business could face a claim for compensation.
Your Employer’s Liability policy can help by covering the cost of legal fees, loss of earnings and compensation if it is awarded.
Public Liability
Public Liability is here to protect you in the event of a claim if a member of the public is injured or their property is damaged as a result of your business.
Swinford Insurance offer public liability as a single policy or it can purchased together with any of our other business insurance policies
The minimum amount of cover available is £1 million and this can be increased in multiples up to a maximum of £10 million. Recommended cover levels vary by trade or profession and business size.
Product Liability
Does your business supply products to members of the public? If so, you will need to have Product Liability in place to make sure that they are safe for use. Whilst the majority of responsibility will lie with the manufacturers, retailers and wholesalers that distribute these products, you also have legal obligations.
If your products cause damage to a property or if anyone is injured as a result of your products, you could face legal action.
Swinford Insurance provide Product Liability Insurance which will help fund any court fees, compensation and most other costs associated with a claim of negligence.
If you would like a quote for any of the above policies, please get in touch with us! We would be more than happy to help arrange cover for your business. Simply call us on 01384 884920 or fill in our online quote form.